NIACL AO 2025 Recruitment – Generalists & Specialists
The New India Assurance Company Ltd. (NIACL), a leading public sector general insurance company under the Government of India, has officially released the notification for the recruitment of 550 Administrative Officers (AO) Scale-I posts for the year 2025. This includes vacancies for both Generalist and Specialist categories, offering a golden opportunity for graduates and professionals to secure a reputed position in the insurance sector.
The NIACL AO 2025 Exam aims to recruit talented individuals for various streams such as Generalist, Legal, Accounts, IT, Automobile Engineering, Health, Actuarial, Company Secretary, Risk Engineering, and Business Analysis. With attractive salary packages (approx. ₹90,000/month in metro cities), job security, and nationwide postings, this recruitment drive is one of the most awaited opportunities for aspirants aiming for a prestigious government job.
Whether you’re a fresh graduate or a professional with specialized qualifications, the NIACL AO 2025 offers a promising career path with stability, growth, and a chance to serve in a dynamic and challenging environment.
Also Visit:- SBI CLERK NOTIFICATION , IBPS CLERK NOTIFICATION , OICL ASSISTANT NOTIFICATION
Eligibility Criteria for NIACL AO 2025 (Generalist & Specialist)
| Post | Educational Qualification (as on 01.08.2025) | Minimum Marks | Other Requirements |
|---|---|---|---|
| Generalist | Graduate/Postgraduate in any discipline from a recognized university | At least 60% (55% for SC/ST/PwBD) | Degree result must be declared on or before 01.08.2025 |
| Risk Engineer | B.E./B.Tech or M.E./M.Tech in any branch of Engineering | 60% (55% for SC/ST/PwBD) | – |
| Automobile Engineer | B.E./B.Tech/M.E./M.Tech in Automobile Engineering or any engineering degree + diploma in Automobile Engineering | 60% (55% for SC/ST/PwBD) | Diploma must be at least 1 year |
| Legal Officer | Graduate/Postgraduate in Law | 60% (55% for SC/ST/PwBD) | – |
| Accounts Officer | CA / CMA or MBA Finance/PGDM Finance/M.Com with graduation | 60% (55% for SC/ST/PwBD) | CA/CMA must be from ICAI or ICMAI |
| AO (Health) | MBBS / MD / MS / BDS / MDS / BAMS / BHMS | 60% (55% for SC/ST/PwBD) | Valid registration with respective Medical/Dental Council |
| IT Specialist | B.E./B.Tech/M.E./M.Tech in IT or Computer Science or MCA | 60% (55% for SC/ST/PwBD) | – |
| Business Analyst | Bachelor’s/Master’s in Statistics, Mathematics, Actuarial Science, Data Science, or Business Analytics | 60% (55% for SC/ST/PwBD) | – |
| Company Secretary | ACS/FCS from ICSI + Graduation/Postgraduation in any discipline | 60% (55% for SC/ST/PwBD) | – |
| Actuarial Specialist | Graduation/Postgraduation in any discipline + Minimum 4 actuarial papers cleared from IAI or IFoA including CM1 (excluding CB3) | 60% (55% for SC/ST/PwBD) | Must be active member of IAI or IFoA |
Age Limit (as on 01.08.2025):
- Minimum: 21 years
- Maximum: 30 years
(i.e. Born between 2nd August 1995 and 1st August 2004)
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy): 3 years
- PwBD: 10 years
- Ex-Servicemen: 5 years
- Confirmed Employees of PSU General Insurance Companies: 8 years
NIACL AO 2025 Important Dates
| Event | Date |
|---|---|
| Official Notification Release Date | 07 August 2025 |
| Start of Online Application | 07 August 2025 |
| Last Date to Apply Online | 30 August 2025 |
| Payment of Application Fees | 07 August to 30 August 2025 |
| Phase I – Preliminary Exam | 14 September 2025 |
| Phase II – Main Exam | 29 October 2025 |
| Download of Call Letters (Prelims) | 1st week of September 2025 (expected) |
| Download of Call Letters (Mains) | 3rd week of October 2025 (expected) |
| Interview (Phase III) | November–December 2025 (tentative) |
| Final Result Declaration | December 2025 / January 2026 (expected) |
NIACL AO 2025 Vacancy Details
| Post Name | SC | ST | OBC | EWS | UR | Total | PwBD (HI/VI/OC/ID-Mul) |
|---|---|---|---|---|---|---|---|
| Risk Engineers | 8 | 4 | 14 | 5 | 19 | 50 | 1 / 1 / 0 / 0 |
| Automobile Engineers | 11 | 5 | 20 | 8 | 31 | 75 | 0 / 1 / 1 / 1 |
| Legal Specialists | 8 | 4 | 13 | 5 | 20 | 50 | 1 / 1 / 0 / 1 |
| Accounts Specialists | 4 | 2 | 7 | 2 | 10 | 25 | 0 / 0 / 1 / 0 |
| AO (Health) | 8 | 4 | 14 | 5 | 19 | 50 | 1 / 0 / 1 / 0 |
| IT Specialists | 4 | 2 | 7 | 3 | 9 | 25 | 1 / 0 / 0 / 0 |
| Business Analysts | 11 | 6 | 20 | 8 | 30 | 75 | 1 / 1 / 0 / 1 |
| Company Secretary | 0 | 0 | 0 | 0 | 2 | 2 | 0 / 0 / 0 / 0 |
| Actuarial Specialists | 0 | 0 | 1 | 0 | 4 | 5 | 0 / 0 / 0 / 0 |
| Generalists | 29 | 15 | 52 | 19 | 78 | 193 | 2 / 2 / 2 / 2 |
| Total | 83 | 42 | 148 | 55 | 222 | 550 | 7 / 6 / 5 / 5 |
PwBD Legend:
HI = Hearing Impaired, VI = Visually Impaired, OC = Orthopedically Challenged, ID/Mul = Intellectual Disability / Multiple Disabilities
NIACL AO 2025 Exam Pattern
Phase-I: Preliminary Examination (Common for Generalist & Specialist)
| Section | No. of Questions | Max Marks | Duration | Medium |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 minutes | English |
| Reasoning Ability | 35 | 35 | 20 minutes | English/Hindi |
| Quantitative Aptitude | 35 | 35 | 20 minutes | English/Hindi |
| Total | 100 | 100 | 60 minutes | – |
🔹 Negative Marking: 0.25 marks deduction for each wrong answer
🔹 Sectional cut-offs applicable
Phase-II: Main Examination – Generalist
| Section | No. of Questions | Max Marks | Duration | Medium |
|---|---|---|---|---|
| Reasoning Ability | 50 | 50 | 40 minutes | English/Hindi |
| English Language | 50 | 50 | 40 minutes | English |
| General Awareness | 50 | 50 | 30 minutes | English/Hindi |
| Quantitative Aptitude | 50 | 50 | 40 minutes | English/Hindi |
| Total (Objective) | 200 | 200 | 150 minutes | – |
🔸 Followed by:
Descriptive Test (30 Minutes, 30 Marks):
- Essay (20 marks)
- Letter Writing (10 marks)
Phase-II: Main Examination – Specialist
| Section | No. of Questions | Max Marks | Duration | Medium |
|---|---|---|---|---|
| Reasoning Ability | 40 | 40 | 30 minutes | English/Hindi |
| English Language | 40 | 40 | 30 minutes | English |
| General Awareness | 40 | 40 | 25 minutes | English/Hindi |
| Quantitative Aptitude | 40 | 40 | 30 minutes | English/Hindi |
| Professional Knowledge (Subject-wise) | 40 | 40 | 35 minutes | English/Hindi |
| Total (Objective) | 200 | 200 | 150 minutes | – |
🔸 Descriptive Test same as Generalist – Essay & Letter (30 Marks)
Phase-III: Interview (for both posts)
- Weightage: 75% (Mains) + 25% (Interview)
- Final merit will be prepared based on Objective Mains + Interview marks only
- Descriptive marks are qualifying in nature (need 15/30 or 13.5/30 for SC/ST/PwBD)
How to Apply for NIACL AO 2025 – Official Step-by-Step Process (As per PDF)
Candidates must apply online only through the official website of NIACL. No other mode of application is accepted.
Step 1: Scan the Required Documents
Before applying online, keep the following scanned documents ready:
- Passport-size photograph (20–50 KB)
- Signature (10–20 KB)
- Left thumb impression (20–50 KB)
- Handwritten declaration (50–100 KB)
- Live photograph (to be captured during application)
Note:
- The handwritten declaration must be in your own handwriting (in English).
- Signature in capital letters is not accepted.
Step 2: Online Registration
- Visit the official website: www.newindia.co.in
- Go to the Recruitment section and click on “Apply Online”.
- Click on “Click here for New Registration”.
- Enter your Name, Mobile Number, and Email ID.
- The system will generate a Provisional Registration Number and Password.
- Save this login information. It will also be sent to your email and SMS.
Step 3: Fill the Application Form
- Log in using your Registration Number and Password.
- Enter all required details such as personal info, educational qualification, category, etc.
- Click on ‘Save & Next’ after each section.
- Validate the details before final submission.
Step 4: Upload Scanned Documents
Upload the scanned:
- Photo and Signature
- Left thumb impression
- Handwritten declaration
- Live photograph (using webcam or phone camera)
Ensure all uploads meet the required format and size specifications.
Step 5: Payment of Fees
- The application fee must be paid online through:
- Debit/Credit Card
- Internet Banking
- UPI
- Mobile Wallets
Fee Details:
- General/OBC/EWS: ₹850 (including GST)
- SC/ST/PwBD: ₹100 (intimation charges only)
After successful payment, an e-Receipt will be generated. Download and save it.
Step 6: Final Submission
- After verifying all the details and uploads, click on ‘Complete Registration’.
- Take a printout of:
- Final application form
- E-receipt
Important Notes from the PDF:
- Do not wait for the last date; apply early.
- Details once submitted cannot be changed.
- Incomplete or incorrect applications will be rejected.
- Declaration must say:
"I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."
FAQs – NIACL AO 2025 Recruitment (Generalist & Specialist)
1. What is NIACL AO 2025 recruitment about?
NIACL AO 2025 is a recruitment drive conducted by The New India Assurance Company Ltd. for 550 Administrative Officer (Scale-I) posts in Generalist and Specialist categories.
2. What is the last date to apply for NIACL AO 2025?
The last date to apply online for NIACL AO 2025 is 30 August 2025. Applications can be submitted between 07 August to 30 August 2025.
3. What is the age limit for NIACL AO 2025?
The age limit is 21 to 30 years as on 01 August 2025. Reserved category candidates are eligible for relaxation as per government norms.
4. Who can apply for Generalist posts in NIACL AO 2025?
Candidates with a graduate or postgraduate degree in any discipline with 60% marks (55% for SC/ST/PwBD) from a recognized university can apply for Generalist posts.
5. What are the specialist disciplines in NIACL AO 2025?
The specialist streams in NIACL AO 2025 are:
- Risk Engineers
- Automobile Engineers
- Legal
- Accounts
- Health (MBBS/BDS/BAMS etc.)
- IT
- Business Analysts
- Company Secretary
- Actuarial
6. What is the selection process for NIACL AO 2025?
The selection process has three phases:
- Phase-I: Preliminary Exam
- Phase-II: Mains (Objective + Descriptive)
- Phase-III: Interview
Final merit will be based on Mains (Objective) + Interview marks.
7. Is there any negative marking in NIACL AO 2025 exam?
Yes, in both Prelims and Mains, 0.25 marks will be deducted for each wrong answer.
8. What is the salary of a NIACL AO?
The gross monthly salary of a NIACL AO is approximately ₹90,000 in metro cities. It includes basic pay, allowances, HRA, and other benefits.
9. Is there any service bond in NIACL AO 2025?
Yes, selected candidates must sign a 4-year bond, including the 1-year probation period. Leaving before bond completion will attract penalties.
10. How can I apply for NIACL AO 2025?
You can apply online only through the official website:
https://www.newindia.co.in
Follow the steps: register, fill form, upload documents, pay fee, and submit.