Introduction
The LIC AAO notification 2025 has been officially released by the Life Insurance Corporation of India (LIC) for the recruitment of Assistant Administrative Officer (AAO – Generalist) posts. As per the notification, LIC has announced 341 vacancies for the AAO (Generalist) position. The notification was published on 16th August 2025 on LIC’s official website, and the online application process will remain open from 16th August 2025 to 8th September 2025.
This notification provides complete details regarding eligibility criteria, age limit (21 to 30 years as on 1st August 2025), application fees, selection process, and reservation norms. The LIC AAO recruitment is considered one of the most prestigious opportunities in the insurance sector, offering candidates a secure career path with India’s leading public sector insurer.
The release of the LIC AAO notification 2025 marks an excellent opportunity for aspirants who wish to build their career with LIC as an Assistant Administrative Officer (Generalist).
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LIC AAO Notification 2025 – Important Dates
| Event | Date |
|---|---|
| Release of Notification | 16th August 2025 |
| Start of Online Application | 16th August 2025 |
| Last Date to Apply Online & Payment of Fees | 8th September 2025 |
| Download of Call Letter for Preliminary Exam | Before 7 days (expected) |
| Preliminary Examination (Online) | 3rd October 2025 |
| Main Examination (Online) | 08th November 2025 |
| Interview | To be notified later |
| Final Result / Provisional Allotment | To be notified later |
Eligibility Criteria – LIC AAO (Generalist)
| Category | Details |
|---|---|
| Educational Qualification | A Bachelor’s Degree in any discipline from a recognized Indian University/Institution. |
| Minimum Age (as on 01.08.2025) | 21 years (completed) |
| Maximum Age (as on 01.08.2025) | 30 years |
| Date of Birth Range | Candidates must have been born not earlier than 02.08.1995 and not later than 01.08.2004 (both dates inclusive). |
| Age Relaxations (Upper Age Limit) | – SC/ST: 5 years – OBC: 3 years – PwBD (Gen): 10 years – PwBD (OBC): 13 years – PwBD (SC/ST): 15 years – Ex-Servicemen/Commissioned Officers (Gen): 5 years – Ex-Servicemen/Commissioned Officers (OBC): 8 years – Ex-Servicemen/Commissioned Officers (SC/ST): 10 years – Confirmed LIC Employees: additional 5 years |
In simple words
- Education Requirement
- Candidates only need to hold a Bachelor’s Degree in any discipline.
- There is no restriction on the subject/stream.
- Age Limit
- Minimum: 21 years
- Maximum: 30 years
- You are eligible if your date of birth lies between 2nd August 1995 and 1st August 2004 (inclusive).
- Age Relaxation
- Reserved category candidates (SC/ST, OBC, PwBD) get relaxation as per government rules.
- LIC confirmed employees also get 5 years extra relaxation on top of other limits.
- Ex-servicemen and commissioned officers also have special provisions.
- Important Note
- Candidates must have their final result/degree certificate declared on or before 1st August 2025.
- Proof of education (degree certificate/marksheet) must be shown at the time of the interview.
Vacancy Details for LIC AAO (Generalist) – 2025
This table reflects both current year vacancies and backlog vacancies as specified in LIC’s official recruitment data:
| Category | Current Year | Backlog | Total |
|---|---|---|---|
| SC (Scheduled Caste) | 51 | 0 | 51 |
| ST (Scheduled Tribe) | 22 | 6 | 28 |
| OBC (Other Backward Class) | 88 | 3 | 91 |
| EWS (Economically Weaker Section) | 38 | 0 | 38 |
| UR (Unreserved) | 142 | – | 142 |
| Total | 341 | 9 | 350 |
LIC AAO (Generalist) Examination Pattern 2025
1. Phase I – Preliminary Examination (Online)
Preliminary Examination consisting of an objective test will be conducted online. The test will have three sections (with separate
timings for each section. There will be NO negative marks. Candidates will have to qualify in each of the sections separately
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language* | 30 | 30 | 20 minutes |
| Total | 100 | 70 (English not counted for merit) | 1 hour |
**English Language test will be of a qualifying nature, and the marks thereof will not be counted for ranking.
Candidates approximately 20 times of number of vacancies in each category, subject to availability, will be shortlisted for Main examination.
2. Phase II – Main Examination (Online)
The main examination will consist of objective tests for 300 marks and a descriptive test for 25 marks. Both the objective and
descriptive tests will be online. The objective test will have separate timing for every section. Candidates will have to
answer a descriptive test by typing on the computer. The descriptive test will be administered immediately after the completion of
the objective test. There will be NO negative marks. Candidates have to qualify in each of the sections separately.
| Section | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 30 | 90 | 40 minutes |
| General Knowledge, Current Affairs | 30 | 60 | 20 minutes |
| Data Analysis & Interpretation | 30 | 90 | 40 minutes |
| Insurance & Financial Market Awareness | 30 | 60 | 20 minutes |
| English Language (Essay, Precis & Comprehension)* | 2 | 25 | 30 minutes |
| Total | 120 + Descriptive | 300 + 25 | 2 hours 30 minutes |
** Descriptive test of English Language will be of a qualifying nature and the marks thereof will not be counted for ranking
A descriptive paper of only those candidates will be evaluated who qualify in the objective part of the main examination.
LIC AAO (Generalist) 2025 – Interview Pattern
| Stage | Maximum Marks | Minimum Qualifying Marks – UR/EWS/OBC | Minimum Qualifying Marks – SC/ST/PwBD |
|---|---|---|---|
| Interview | 60 | 30 | 27 |
LIC AAO (Generalist) 2025 – Minimum Qualifying Marks
Phase I – Preliminary Examination (Qualifying Only)
| Section | SC/ST/PwBD | Others |
|---|---|---|
| Reasoning Ability (35 Qs) | 16 | 18 |
| Quantitative Aptitude (35 Qs) | 16 | 18 |
| English Language* (30 Qs) | 9 | 10 |
LIC AAO Prelims Cut-Off 2023 (Category-Wise)
| Category | Cut-Off Marks (out of 70) |
|---|---|
| SC (Scheduled Caste) | 48 |
| ST (Scheduled Tribe) | 45 |
| OBC (Other Backward Class) | 52 |
| EWS (Economically Weaker Section) | 52 |
| UR (Unreserved/General) | 55 |
| LD (Locomotor Disability)* | 44 |
| VI (Visually Impaired)* | 46 |
| HI (Hearing Impaired)* | 32 |
| ID/MD (Intellectually Disabled/Mental Disability)* | 32 |
Explanation
- The Preliminary Examination cut-offs are based on the total score (out of 70) from Reasoning Ability, Quantitative Aptitude, and English Language.
- These cut-offs vary across categories, offering certain relaxation for reserved and PwBD candidates.
- UR candidates needed at least 55, while SC and ST needed 48 and 45, respectively—indicating a notable difference in category-wise cut-offs.
- PwBD categories have their own benchmarks, e.g., LD (44) and HI/ID/MD (around 32), reflecting tailored cut-offs based on the extent of disability.
Salary Structure – LIC AAO (Generalist) 2025
| Component | Details |
|---|---|
| Basic Pay | ₹88,635 per month (at the start) |
| Pay Scale | ₹88,635 – 4,385 (14 increments) → ₹1,50,025 – 4,750 (4 increments) → ₹1,69,025 |
| Approx. Gross Salary | ₹1,26,000 per month in Class “A” city (including DA, HRA, etc.) (Liferay DXP) |
| Perks & Benefits | – Defined Contributory Pension Scheme – Special Allowance (for passing III Examination by Insurance Institute of India and Actuarial Exams) – LTC, Gratuity, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Vehicle Loans, Meal Coupons, Reimbursements (briefcase, mobile, etc.), Maid Allowance, etc. (Liferay DXP) |
Explanation
- Basic Pay & Growth
- Starting basic salary is ₹88,635/month.
- The structure includes annual increments—₹4,385 for 14 years, followed by ₹4,750 for another 4 years, ultimately reaching ₹1,69,025 per month in basic pay eventually.
- Total Monthly Compensation
- In major cities (Class “A”), including allowances like DA, HRA, CCA, etc., the gross salary approximates ₹1,26,000/month.
- This reflects a substantial increase over earlier estimates seen in preliminary discussions.
- Extensive Perks Beyond Salary
- LIC offers generous benefits: pension, examination-specific allowances, healthcare coverage, insurance, loans, travel allowances, and even items like meal coupons and furniture reimbursement—making the overall package very attractive.
How to Apply for LIC AAO (Generalist) 2025
- Visit the Official Website
- Go to LIC’s official website.
- Navigate to Careers → Recruitment of AAO (Generalist) 2025.
- Registration (New User)
- Click on “Click here for New Registration”.
- Enter basic details (Name, Email ID, Mobile Number).
- A Provisional Registration Number and Password will be generated and sent to your registered Email and Mobile.
- Fill the Application Form
- Login with your Registration Number and Password.
- Fill in personal details, academic details, and other required information carefully.
- Upload Documents
- Recent passport-size photograph (20 KB – 50 KB).
- Signature (10 KB – 20 KB).
- Left Thumb Impression (20 KB – 50 KB).
- Handwritten Declaration (20 KB – 50 KB).
(All documents must be in JPEG format and as per notification guidelines.)
- Payment of Application Fee/Intimation Charges
- SC/ST/PwBD candidates: ₹100/- (Intimation Charges only).
- Others (General/OBC/EWS): ₹850/- (Application Fee + Intimation Charges).
- Payment can be made only through online mode (Debit Card, Credit Card, Internet Banking, UPI, Wallets).
- Final Submission
- Preview the application form before submission.
- Once satisfied, click “Final Submit”.
- Take a printout of the e-Receipt and Application Form for future reference.
Important Notes
- Apply only through online mode – no other method is accepted.
- Make sure the email ID and phone number remain active until the recruitment process is completed.
- Applications with incorrect details or unclear photo/signatures will be rejected.
- Multiple applications are not allowed; in case of multiple, the latest valid one will be considered.
Application Fee for LIC AAO (Generalist) 2025
| Category | Application Fee / Intimation Charges |
|---|---|
| SC / ST / PwBD | ₹100/- (Intimation Charges only) + GST |
| All Other Categories (UR / OBC / EWS, etc.) | ₹850/- (Application Fee including Intimation Charges) + GST |
Frequently Asked Questions (FAQs) – LIC AAO Notification 2025
Q1. What is the total number of vacancies for LIC AAO Notification 2025 (Generalist) ?
A1. There are 341 vacancies for the Generalist discipline as per the notification.
Q2. What is the eligibility criteria for LIC AAO Notification 2025 (Generalist) ?
A2. Candidates must hold a Bachelor’s degree in any discipline from a recognized university.
Q3. What is the age limit for LIC AAO Notification 2025 (Generalist)?
A3. The minimum age is 21 years, and the maximum is 30 years as of 01 January 2025. Age relaxation is applicable as per government rules.
Q4. What is the application fee for LIC AAO Notification 2025 (Generalist)?
A4. The fee is ₹850 + GST for UR/OBC/EWS candidates and ₹100 + GST (intimation charges only) for SC/ST/PwBD candidates.
Q5. What is the selection process for LIC AAO Notification 2025 (Generalist)?
A5. The process includes Prelims → Mains → Interview → Medical Examination.
Q6. What is the examination pattern for LIC AAO Prelims 2025?
A6. The Prelims consists of Reasoning, Quantitative Aptitude, and English Language, with a total of 100 questions for 70 marks.
Q7. Is the English language section in Prelims qualifying?
A7. Yes, the English language test in Prelims is of qualifying nature and marks are not counted for ranking.
Q8. What is the salary according to LIC AAO Notification 2025 (Generalist)?
A8. The basic pay is ₹53,600/- per month on the scale of ₹53600 – 2645(14) – 90630 – 2865(4) – 102090, plus allowances and benefits.
Q9. How can I apply for LIC AAO Notification 2025 (Generalist)?
A9. Candidates can apply online only through the official website www.licindia.in → Careers → Recruitment of AAO (Generalist) 2025.
Q10. When will the LIC AAO Notification 2025 (Generalist) exam be conducted?
A10. The exact exam dates will be announced separately on the LIC website; candidates should regularly check for updates.